Payment plans
Available only for Tap to phone.
More flows will be available soon.
Overview
The payment plan listing provides the user with an overview of the available plans for the current purchase. These payment plans allow for the distribution of the cost of a purchase over multiple payments, enabling the buyer to pay in installments instead of making a single payment for the total transaction amount.
There are three types of cards that are typically used for these transactions: credit cards, debit cards, and prepaid cards. Each type of card supports different payment plans, offering users various options for managing their expenses.
For a detailed explanation of each type, please see Card types.
Key Functions
Listing of Payment Plans
Provides a list of all payment plans for a specific sale. At this point, an payment intent identifier, the card's BIN to be used, and optionally, its fingerprint should be available.
Selection of Payment Plan
Allows indicating which payment plan is selected for the sale. The intention-to-pay identifier and the selected installment identifier must be indicated.
Benefits
- Payment Flexibility: Users can select a payment plan that suits their needs and financial possibilities.
- Cost Distribution: Allows the merchant to bear the financial cost or transfer it to the buyer.
- Promotions: Allows users to access promotions and plans with different rates.
Sequence diagram
This flow can only be consumed by partners who are integrating and have access to the back office to perform the management of payment plans.
More information
See the API Reference for detail information about the integration.
For additional information about how to determine the type of card used in a transaction, please read How to determine card type